I currently have just as big of interest in what he does today...the mortgage issue. I, unfortunately am in hot water with mine. To make a long story short, my mortgage just jumped from $1300 per month to $2055! No I do not have an adjustable rate, no I do not have a ninja loan, I had a monstrous "special" tax assessment of $6000 levied upon me late last year that my mortgage company (how the f did they find out?) wanted me to pay immediately or they would, well I didn't and they did. Now they want it all back in 12 payments plus a $250 dollar per month tax increase in escrow payments! I'm doomed! House appraised at $230,00 two years ago, I owe $175,000, it just appraised at $155,000, even if I had the difference I couldn't sell because nothing is selling around here, what the hell do I do now? A self employed builder, living in one of, if not the worst, states affected by the wall street thieves. My mortgage co won't talk about loan modification until I'm 90 days late on payments (never been late on a payment) and one week from the "Sheriff's sale" which effectively wrecks my credit. I feel a wave of stress relief videos coming, better stock up on ammo and explosives..Oh but wait, I can't afford them anymore...first time in my life I can honestly say, I don't know what I'm going to do.....I don't want sympathy, I don't want a bailout, I just want to work and pay my bills, is that so fucking much to ask for!
I understand, and am feeling the pain as well. I don't have a mortgage but because the state is running out of money they have doubled my Real Estate taxes even though my house is worth half as much.
Can't have any of those precious government workers who consume GNP feeling any pain, just because those of us who actually generate GNP are broke and unemployed.
We have to ask why the government thinks that jobless Americans need or would have the ability to acquire more debt, and that somehow printing all that money to raise inflation, and taxing us and the unborn to re-finance the top 4 percent of the elite, and the continuing outsourcing of jobs, and the resulting unemployment will be the answer.
If we don't have the money, then more debt is NOT the answer.
IMO here are some simple ideas, that cost almost nothing:
-Just regulate credit so that no one pays greater than prime.
-Prosecute the Fed, with a goal toward elimination.
-Enforce immigration law, and create millions of jobs for Americans by enforcing the law.
-Eliminate the tax benefit for off shoring manufacturing, and reward corporations that keep ALL of their sourcing in the US with lower tax rates.
-Scrap the tax code, and begin again. At the very least remove things like entitlements for the rich.
-Restructure banking to reward saving, and not borrowing, and re-regulate them.
-If any corporation is too big to fail break it up, and let the parts compete.
-Create a federal pay scale for public corporations based on the average base salary, and do the same for the CEO's share holdings. Make this true for government employees as well, and a requirement for all corporations that take government contracts.
-Re-regulate the media, and break it up, and away from their corporate masters.
Miter
I feel ya.
My property value plummeted largely due to re-fi's and non-traditional loans in my neighborhood.
I hope your situation is short-lived and as painless as possible.
pods...you hit the nail on the head. I might disagree with a few points there, but not many. When you run for local office (start small), I'll donate.
The hand of the gubment is heavy and clumsy and is the root of all these problems.
no. and he won't. it's quite simple really. when everything turns to ratshit, create stupid jobs and get the taxpayer to fund them. has no-one heard of communism?
Why am I posting here? I don't know. Just something to do in an airport lounge I suppose. Hello to all. Where has canuck gone? What happened to randal, skidmarks, all the amusing posters? What we need is a good-going creationist/evolution argument.
Here's one - I have two feet. My toes are quite hairy, therefore I am descended from the apes.
The bible was written by ignoramuses. For ignoramuses. So was every fairy story. Not very profound, but unquestionably true.
Fuck it! I must be bored. I've just been talking to a Scottish guy who's leaving here (Nairobi) for Malawi, where he's going to "work in an Aids orphanage". He is very drunk and looks like a police mugshot even when he smiles. I suspect his motives for heading to Africa may not be snow white. Who cares? I have just drunk the worst coffee in the world. I intend to get drunk now. Then I will board an aircraft that will take me to Zanzibar if the engines function properly. If they don't, I will be smashed to atoms or drown. Either way, it will be better than what I could be doing.
You know? You can live on a dollar a day here for the rest of your life. It's hot, you don't need anything really.
Fuck it. Now I'm going to get drunk.
Make sure you actually listen to emergency instructions. In reality, you're more likely to die at the hands of that drunken Scot than in an aircraft.
Happy trails!
A Kiwi buys several sheep, hoping to breed them for wool. After several weeks, he notices that none of the sheep are getting pregnant, and phones a vet for help. The vet tells him that he should try artificial insemination.
The farmer doesn't have the slightest idea what this means but, not wanting to display his ignorance, only asks the vet how he will know when the sheep are pregnant. The vet tells him that they will stop standing around and instead will lie down and wallow in grass when they are pregnant.
The man hangs up and gives it some thought. He comes to the conclusion that artificial insemination means he has to impregnate the sheep himself.
So, he loads the sheep into his Land Rover, drives them out into the woods, has sex with them all, brings them back, and goes to bed.
Next morning, he wakes and looks out at the sheep. Seeing that they are all still standing around, he deduces that the first try didn't take, and loads them in the Land Rover again. He drives them out to the woods, has sex with each sheep twice for good measure, brings them back, and goes to bed exhausted.
Next morning, he wakes to find the sheep still just standing round. 'Try again.' he tells himself, and proceeds to load them up, and drive them out to the woods. He spends all day having sex with the sheep and upon returning home, falls knackered into bed.
The next morning, he cannot even raise himself from the bed to look out of the window. He asks his wife to look, and tell him if the sheep are lying in the grass.
'No,' she says,
'They're all in the Land Rover, and one of them is beeping the horn.'
I had to do it. It was getting WAY too serious in here.
Not that being serious is a bad thing right now. Everyone is in trouble in one way or another... I'm struggling with my mortgage, one income household.... no jobs in the logging industry for the hubby anymore around here.... and lay-off notices go out this Friday. Even tho I have almost 23 years with this company, I don't feel safe. No body here does.
My favorite sheep shaggin joke, as told to me by a feller I met out in Hay.
These 4 Aussie midshipmen had just docked for a 24 hour pass and were debating what to do with their time and money. The newcomer to the group wanted to go into Sydney for a night on the town and a possible rendez vous. The other 3 were suggesting a jaunt into the countryside to have root with some sheep...this way they could have their sexual urges satisfied, not spend all their money on women and could just spend it on beer.
The newbie couldn't believe his ears. "Are you joking?! I ain't having a go with some sheep. This is a joke, right?"
They kept insisting it wasn't and that he would agree right after he was done. So, he consented and they found a flock of sheep just grazing...innocently.
The 3 goaded the reluctant newbie and said he could go first and have first choice. Even as he grabbed a little sheep and trotted her behind some bushes, he was still not sure of it. But, he enthusiasticlly completed his task. As he came out from behind the bushes, zipping up his trousers, he noticed the 3 guys laughing, pointing and slapping their knees.
"I KNEW IT! I knew this was some kind of joke. I knew you just had me do that since I am the newcomer!"
Does man's search for a more relaxed, controlled, supposedly fulfilled form of life, which in reality is a greed fuelled frenzy of grabbing everything he/she can, without facing the consequences, which is generally the mindset of today's western society, depict the current economic situation.
In other words is the general mindset of western man, having an effect by some form of mental osmosis on the economic state. In other words are we all to blame for an almost fatalistic outlook.
Guess I missed class the day they taught about the greed filled frenzy, grabbing everything you can with no consequences. This must be why I'm in my current situation.
I never did fit in with the "general mindset" crowd, I've always been an independent minded kind of guy. Can I get a re-do please?
I like your question, Skids. I don't necessarily share your pessimism.
Our desires, whatever they are, shape what we do...of course. Our current mess is largely of our own doing...living beyond our means, etc.
Right now the borrower is truly the slave to the lender and the lender is calling in the tab.
if we are allowed to face the consequences of our actions, we will learn best.
Some people will have to lose something dear to them...cars, homes (Miter-my prayers are with you.)
Deep breath.
Smile.
Things have been worse and are likely to get worse. You will be able to bear it.
And now, back to my evil greedy consumptioneering.
i'd rather have both my legs pulled off by wild horses than have a "cuppa" with you morons. i bet you'd all get a real surprise if you actually met each other. a bunch of pathologically shy, acne-ridden, scared-of-the-light internet nerds.
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